Sandeep  Sharma

Sandeep Sharma

REALTOR®

Century 21 Paramount Realty Inc., Brokerage*

Mobile:
905-783-1918
Office:
905-799-7000
Email Me
Sandeep  Sharma

Sandeep Sharma

REALTOR®

Century 21 Paramount Realty Inc., Brokerage*

Mobile:
905-783-1918
Office:
905-799-7000
Email Me

Blog

Energy Saving Tips for Your Home

With energy costs eating up a larger portion of our income than ever before, it is very important to take all possible measures to conserve energy.  Here are some tips to help you save energy, save money, and do your part for the environment.

Heating and Cooling
About 60% of energy costs in a typical home are tied up in heating and cooling and 20% in hot water. So, these are the first places to look when it comes to saving energy.

Consider installing a programmable thermostat. In summer set the thermostat at 24°C while you are at home, and 28°C when you are away. Every degree you raise...

First-Time Home Buyers Tax Credit (HBTC)

The First-Time Home Buyers Tax Credit (HBTC) is one of the measures provided by the federal government in 2009 to encourage investment in Canadian housing.

For 2009 and subsequent years, the HBTC is a new non-refundable tax credit, based on an amount of $5,000, for certain home buyers that acquire a qualifying home after January 27, 2009 (i.e., generally means that the closing is after this date).

The HBTC is calculated by multiplying the lowest personal income tax rate for the year (15% in 2009) by $5,000. For 2009, the credit was $750. Each year, the credit is recalculated, so it may be...

Market Watch April 2024 - Real Estate Market Shows Early Signs of a Buzzing Spring Market

We have seen a gradual improvement in market conditions over the past quarter. More buyers have adjusted to the higher interest rate environment. At the same time, homeowners may be anticipating an improvement in market conditions in the spring, which helps explain the marked increase in new listings so far this year. Assuming we benefit from lower borrowing costs in the near future, sales will increase further, new listings will be absorbed, and tighter market conditions will push selling prices higher.

 

Ontario - Market Shows Early Signs of a Buzzing Spring Market

Toronto, April 4,...

Ontario Elevated Borrowing Costs Taking a Toll on Housing Affordability.

Inflation and elevated borrowing costs have taken their toll on affordability. This has been no more apparent than in the interest-rate-sensitive housing market. However, it does appear relief is on the horizon. Bond yields, which underpin fixed-rate mortgages have been trending lower and an increasing number of forecasters are anticipating Bank of Canada rate cuts in the first half of 2024. Lower rates will help alleviate affordability issues for existing homeowners and those looking to enter the market.

Ontario Elevated Borrowing Costs Taking a Toll on Housing...

First Home Saving Account

FHSA is a TRIPLE tax advantage saving account!!!

  • All contributions are tax deductible
  • All withdrawals are tax free
  • All benefit returns are not taxable

Withdrawals become taxable if they are not used for home purchase.

Read More

GTA Market Statistics September 2023

 

GTA REALTORS® Release September 2023 Stats

The impact of high borrowing costs, high inflation, uncertainty surrounding future Bank of Canada decisions and slower economic growth continued to weigh on Greater Toronto Area (GTA) home sales in September. However, despite the market being better-supplied with listings, the average selling price was up year-over-year.

“The short and medium-term outlooks for the GTA housing market are very different. In the short term, the consensus view is that borrowing costs will remain elevated until mid-2024, after which...

Market Watch - Residential Resale Slowdown Begins A Shift Towards A Balanced Market

Market conditions remained much more balanced in July 2022 compared to a year earlier. As buyers continued to benefit from more choice, the annual rate of price growth has moderated. Less expensive home types, including condo apartments, experienced stronger rates of price growth as more buyers turned to these segments to help mitigate the impact of higher borrowing costs.

Toronto home prices surge 20% in August to new record high

Home prices in Canada's largest housing market set a new record for a third consecutive month in August as the rebound in home-buying activity continued after an initial lull at the onset of the COVID-19 pandemic.

Deciding Between a New or Existing Home

When trying to decide whether to buy an older home or a newly constructed one, many questions come to mind. Start by educating yourself and knowing the pros and cons of each.

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I have been helping my clients for their real estate needs for over 16 years as residential and commercial sales associate.

I understand real estate is exciting, fast paced and self-directed. I have the motivation that made it easy to choose this as my career. I love working with people, building relationships and most importantly assisting clients with the largest financial decision of their life. I provide great advice, smart negotiating and excellent knowledge of the area.



Education: Graduated in Computer Programming And OREA Course

Specialty: Residential, Commercial and Investment

Experience: 13 Years

Awards: Platinum, Gold and Diamonds Awards

Area Covered: Toronto and Surrounding Areas

Languages Spoken: English, Hindi, Punjabi, Urdu